Credit Analyst

What they do

• Analyze and assess the financial statements and credit history of existing and potential clients.
• Review credit applications and perform credit checks.
• Structure deals and perform risk assessments.
• Ability to make informed decisions backed by sound assessment.
• Consult and negotiate with clients regarding financial transactions, payment terms, and credit limits.
• Ability to handle multiple projects and submit applications on time.
• Understanding of business, economic, and industry risk.
• Financial forecasting.
• Keep abreast of financial news and trends.
• Practice due diligence.

Qualifications

• Bachelor's Degree in Finance, Accounting, or related field.
• Further certification may be required.
• Strong communication skills (written and verbal).
• Excellent organizational, analytical, and time-management skills.
• Ability to prioritize tasks.
• Proficient in Microsoft Office.
• Advanced Excel skills.
• Ethical behavior.